Sometimes we all need fast cash to help with expenses before our next payday.  Cool Cash Loans is your source for your short term cash needs. We provide Auto Title Loans, Cash Advance, Payday Loans, Cash for Gold, Cash for Gift Cards and Auto Registration Services.

We are licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law.  For License information, please contact us or refer to the Department of Business Oversight License search page:  https://docqnet.dbo.ca.gov/licensesearch/


*Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations.  A single payday advance is typically for two to four weeks. Payday advances are not recommended as long-term financial solutions. Customers with credit difficulties should seek consumer credit counseling.


Title Loans

Title Loans are an easy way to use the equity in your vehicle to get fast cash. Keep your car and get the cash you need. Get $2510 or more and since there is no prepayment penalty or fee, interest is only paid for the time you have the loan. Then a clean title is issued when the loan is paid.  We are a direct lender locally and we partner with the largest Auto Title broker in the state to provide you with the best customer service, fastest approval time and fast payout options. We can also do the entire Title Loan process anywhere in California from the comfort of your home, work or at one of our location. Call us today for more information or to start an application at (877) VIN-4CASH

Cash Advances

Cash Advances are a quick and easy way to get cash for unexpected expenses like repairs or to help avoid bank overdraft fees. Come into one of our locations to apply. Simply bring in your recent bank statement, government ID, a blank check and proof of income. It takes only 5 minutes. If your application is approved, simply write a check that we hold to your next payday typically 14 days. At that time, we can deposit the check or you can come in and pay the loan and receive your check back. We are a Local Direct Lender for Cash Advances and never sell your information to the highest bidders like many other loan sites. Cool Cash is a name you can trust with over 15 years experience as a licensed reputable lender. Visit one of our convenient locations for an quick and easy application.

Cash for Gold and Gift Cards

Need fast cash and have unwanted or unused gold or gift cards. Bring them to one of our locations and we will make you an offer on the spot.  We purchase all types of gold and silver including broken scrap, coins and bars.  We can also purchase your unwanted gift cards. Just bring in your unscratched card and get cash in minutes.

DMV Services – Instant Tags

Why go to the DMV and waste your whole day waiting? We provide many of the same services in your local DMV office including same day tags and registration. We also provide ownership transfer, lien transfer, vehicle history reports, replacement license plates, lost tags and since we are registered Auto Registration Provider with the DMV, we can provide you same day tags and plates.


Call us Toll Free at (877) 846-4227 or visit us today.  We have three convenient locations to serve you:

Tustin (Cool Cash)
California Deferred Deposit License # 1002298
Financial Lenders License# 603K04913662
Newport Ave., Suite E
Tustin, CA 92780

Orange (Cool Cash)
California Deferred Deposit License # 1002423
Financial Lenders License# 603K209
3403 E Chapman Ave
Orange, CA 92869

Rancho Cucamonga (Gold N Loans)
California Deferred Deposit License # 1004473
Financial Lenders License# 603K210
8875 Foothill Blvd., Suite 102
Rancho Cucamonga, CA 91730