Sometimes we all need fast cash to help with expenses before our next payday. At Cool Cash and Gold 'n Loans, we help our customers bridge the gap between paydays from the privacy and comfort of your own home. We offer online and in store services for Payday Loans, Cash Advance and Auto Title Loans.
We are a Direct Lender for online Payday Loans and Cash Advances and never sell your information to the highest bidders like many other Payday Loan online sites. Cool Cash is a name you can trust with over 12 years experience as a licensed lender. Apply online or visit one of our convenient locations.
Apply Online and
Pick Up in Store.
Qualify your car or start your application
Click to create an account on our safe, secure site
Why choose Cool Cash?
Fast and easy online application
Apply in store, online or by phone
Pick up cash in a local branch today or have funds deposited directly to your account
Safe and Secure website
Best in customer service
Based in the US and licensed by the California Department of Business Oversight Deferred Deposit Transaction Law. View our Licenses
Our guarantee: Secure, Fast, and Friendly Service.
Call us if you have any questions. We are glad to help answer any questions you may have.
Call today: (877) VIN-4CASH (877-846-4227)
*Cool Cash is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Auto Title Loans are made pursuant to Department of Business Oversight California Finance Lenders License. Consumer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long term financial solutions. For a copy of our licenses, please visit our Licenses page.